Transparent Process

How Selling Your Home to Close With Creative Actually Works

No mystery. No pressure. No surprises. Here's exactly what happens from the moment you submit your address to the day you walk away with cash — step by step.

Start My Free Offer Talk to a Specialist
1
Submit Your Property
3-minute form · Zero obligation
Today
2
Receive All Your Options
Cash, creative, novation, wholesale
24 Hours
3
Choose Your Path & Close
Your timeline · We cover all costs
7–90 Days

The Process at a Glance

Three Steps. Zero Stress.

From your first click to cash in hand, our process is designed to be the clearest, fastest, and most seller-friendly in the industry.

Tell Us About Your Home

Submit your address and basic property details through our secure online form. Tell us your situation, timeline, and which offer types you're open to. It takes under 3 minutes and you're never obligated to accept anything.

Under 3 minutes

See Every Option, With Real Numbers

Within 24 hours a local property specialist reviews your home and presents every solution available to you — cash, creative finance, novation, and wholesale — each with a specific dollar amount and timeline. You compare and choose.

Offer within 24 hours

Choose Your Path and Close

Accept the offer that best fits your life and pick your closing date. We open escrow with a licensed title company, handle all paperwork, and cover all closing costs. You show up on closing day and walk away with your money.

Close in as little as 7 days

Step One

Submit Your Property — It Takes 3 Minutes

Our form is built to be the fastest, friendliest property submission in real estate. Start with your address, add your contact info, then answer a few questions about the property and your situation.

  • Address auto-complete finds your property instantly
  • Tell us your condition, timeline, and situation
  • Choose which offer types you're open to receiving
  • 256-bit encrypted, 100% private — never sold or shared
  • No obligation to accept anything — ever
Start My Free Offer
Get Your Free Offer 3 min · No obligation
Property Address
123 Maple Street, Austin, TX
Condition
Needs Some Work
Timeline
ASAP / 30 Days
Reason for Selling
Inherited Property
Offer Types
Cash · Novation · Whatever's Best
Get My Free Offer Options →
100% private · No spam · No obligation

Step Two

Receive All Your Options — Within 24 Hours

This is where Close With Creative is fundamentally different from every other buyer. Instead of one take-it-or-leave-it offer, you see every path available for your specific property — with real dollar amounts for each.

  • A local property specialist calls you within 24 hours
  • Every available path presented with exact numbers
  • We explain the pros and cons of each option clearly
  • Take all the time you need to decide — zero pressure
  • No obligation to accept any offer presented
Your Offer Options 4 Paths Available
Cash Offer
Closes in 7–14 days · As-is
$187K
Novation
We renovate, you keep upside · 60 days
$241K
Creative Finance
Seller finance · Monthly income
$262K
Wholesale
Investor network · 14–30 days
$171K
Example only. Your actual offer amounts are based on your property's specific address, condition, and current comparable sales in your market.

Step Three

Choose Your Path, Pick a Date, and Close

Once you accept an offer, we handle everything. You won't need to coordinate with contractors, title companies, attorneys, or lenders. We run the process start to finish so all you do is show up and sign.

  • You choose the closing date — fast or flexible
  • Licensed title company handles escrow and title search
  • We pay all closing costs — zero deductions from your offer
  • Remote closing available — sign from anywhere
  • Funds wired same day as closing — no delays
Get My Free Offer Now
Closing Timeline Everything Handled
1
Offer Accepted
You accept, we open escrow with a licensed title company immediately
Day 1
2
Title Search & Paperwork
Title company verifies clear ownership, we handle all documents
Days 2–5
3
Final Walkthrough
Optional brief property visit — you don't need to clean or repair anything
Day 6
✓
Closing Day — You Get Paid
Sign the documents, title transfers, funds wired directly to you same day
Day 7+

All Four Paths Explained

Which Solution Is Right for You?

After Step 1 you receive every applicable option with real numbers. Here's what each one means so you know exactly what to expect before you even submit.

Cash Offer
70–80%
of market value
7–14
days to close

We purchase your home outright with our own capital. No financing contingencies. No lender delays. The fastest, most certain path to cash. We buy as-is — you don't spend a single dollar before closing.

Best for: Foreclosure deadlines, urgent relocations, heavily distressed properties, sellers who value certainty above maximum price
Creative Finance
90–110%
of market value
30–60
days to close

Structures like seller financing (you act as the lender, receive monthly payments plus interest), subject-to purchases (we take over your mortgage payments), and lease options. Often yields the highest total payout of all four paths for sellers with timeline flexibility.

Best for: Sellers with equity who want maximum proceeds, landlords looking for passive income, no immediate cash urgency
Novation Agreement
85–95%
of market value
45–90
days to close

We take control of your property, fund all renovations and improvements at our expense, list it on the open market, and pay you a higher percentage of the final sale price. You do nothing. We do all the work, take all the risk, and you still get far more than a cash offer.

Best for: Homes needing significant repairs, sellers who want market-rate proceeds without managing renovations or a listing
Wholesale to Investors
65–75%
of market value
14–30
days to close

We assign your contract to our network of vetted real estate investors who compete to make the strongest offer. Multiple buyers drive the price up rather than down. Fast close, zero contingencies, and the competitive bidding often beats a direct cash offer from a single buyer.

Best for: Properties where investor demand is highest — heavily distressed, unique properties, large lots, or non-standard structures

Timeline Comparison

How Long Does Each Path Take?

Choose the timeline that fits your life. Every path closes with zero cost to you.

Cash Offer
7–14
days to close
  • Offer within 24 hours
  • Escrow opens immediately
  • Title cleared in 3–5 days
  • Funds wired on closing day
Wholesale
14–30
days to close
  • Offer within 24–48 hours
  • Investor assignment period
  • Competitive bidding process
  • Standard title close
Novation
45–90
days to close
  • Agreement signed in week 1
  • We fund and manage all renos
  • Listed on open market
  • Higher payout at closing
Creative Finance
30–60
days to structure
  • Terms agreed in week 1
  • Legal structure drafted
  • Monthly payments begin
  • Highest total proceeds

Process Questions

Common Questions About Our Process

From the moment you submit your form to cash in your account can be as little as 7 days for a cash offer. Wholesale paths typically take 14–30 days. Creative finance and novation options take 30–90 days depending on the structure. We tell you the exact timeline for each option before you decide anything.
Absolutely none. Submitting your information simply starts a free analysis of your property and what solutions are available to you. You are never required to accept any offer at any step. Most sellers appreciate just knowing what their options are, even if they ultimately decide not to sell.
We cover all closing costs on every solution path — title fees, escrow fees, recording fees, transfer taxes, and any other standard transaction costs. The offer amount we present is the exact amount that gets wired to you at closing. No deductions, no surprises.
Not necessarily. Many closings are handled remotely through a licensed title company using a mobile notary or electronic signature platform. We coordinate everything. If you prefer to be present in person at the title office, that works too — your choice entirely.
Until you sign the final purchase agreement with the title company, you can walk away at any time with zero penalty. We never pressure anyone into any decision. Our entire reputation is built on sellers feeling confident and comfortable throughout the process — not rushed or cornered.
We work with experienced title companies who routinely resolve liens, back taxes, and title issues as part of the closing process. In most cases these are paid from sale proceeds, so you need nothing out of pocket. Tell us about any known issues upfront and we will plan accordingly.
Never. On every solution path — cash, creative finance, novation, and wholesale — you make zero repairs, do zero cleaning, and remove nothing from the property unless you want to. We've purchased homes with trash left behind, major structural damage, pest infestations, and everything in between.
We analyze your property's location, size, condition, and recent comparable sales in your specific market. For cash offers, we calculate from the after-repair value (ARV) minus estimated renovation and holding costs. For other paths, we use the same data to structure the best deal possible for your situation. We are always transparent about our numbers and will walk you through the math if you ask.

Ready to Get Started?

See All Your Options — Free, in 24 Hours

Submit your property details and a local specialist will present every path available to you — with real numbers, no pressure, and zero obligation.

Start My Free Offer Call (860) 750-9069