Florida's Trusted Home Buying Team

We Buy Houses in Florida
— Cash Offers & Creative Solutions

Close With Creative buys properties across Florida through direct cash offers, novation agreements, creative financing, and wholesale solutions. Florida homeowners sell fast without agents, inspections, or repair costs. We handle title, title company or attorney coordination, closing costs, and transfer taxes. Choose your closing date and receive a no-obligation offer within 24 hours.

240+
Homes Solved
24 hrs
To Your Offer
4
Solution Paths
30
States Served

What FL Sellers Say

Real Results from Florida Homeowners

We Help All Florida Sellers

Whatever You’re Facing, We Have a Path

Life rarely sells homes on schedule. We work with Florida homeowners in every situation — no judgment, no pressure, just solutions.

Facing Foreclosure in Florida

Facing Foreclosure in Florida

Florida uses judicial foreclosure through circuit court, typically taking 6-12 months. Selling to us protects your credit and preserves equity.

Learn More
Inherited Florida Property

Inherited Florida Property

We work alongside Florida probate courts and estate attorneys. Multi-heir coordination, out-of-state heirs, remote notarization — we handle it all with zero fees.

Learn More
Divorce in Florida

Divorce in Florida

A fast, fair sale removes one major stressor. We work respectfully with both parties and coordinate with your Florida title company or attorney for a smooth property division.

Learn More
Tired Florida Landlord

Tired Florida Landlord

Done managing tenants? We buy rental properties with tenants in place. No evictions, no lease expirations to wait for, no disruption to your renters.

Learn More
Relocating from Florida

Relocating from Florida

Job transfer pulling you out? We match your schedule so you're not carrying two properties. Close in days, not months, and start your next chapter worry-free.

Learn More
Major Repairs Needed

Major Repairs Needed

Foundation damage, roof failures, fire or flood damage — Florida's housing stock includes older homes with big repair bills. Our cash or novation paths mean you spend zero dollars before closing.

Learn More

Side by Side

Close With Creative vs. Listing With a Florida Agent

Traditional listings in Florida are slow, expensive, and uncertain. Here’s how our direct-purchase approach stacks up.

 
⚡ Close With Creative
Traditional FL Agent
Closing Timeline
7–90 Days ✓
60–120+ Days
Agent Commissions
None ✓
5–6% of sale
Repairs Required
Zero ✓
Often required
Home Showings
None ✓
Multiple showings
Closing Costs
We pay them ✓
Seller pays
FL Transfer Tax
We cover it ✓
Seller pays Doc stamps $0.70 per $100
Inspection Contingency
None ✓
Buyer can back out
Appraisal Required
No ✓
Bank requires it
Financing Risk
Zero — we use cash ✓
Deal can fall through
Offer Options
4 paths ✓
Listing only
Cleaning & Staging
Not needed ✓
Expected by buyers
Sale Certainty
Guaranteed ✓
Can fall through

More Success Stories

Florida Homeowners Who Chose a Better Path

Simple Process

Three Steps to Sell Your Florida Home

No agents, no showings, no uncertainty. Here’s how it works for Florida homeowners.

Submit Your Florida Property Address

Share your address through our secure form or call us at (860) 750-9069. We gather basic details about your property and situation — no lengthy questionnaires, no commitment.

Review Up to Four Offer Options

Within 24 hours, receive a detailed breakdown of your options: cash, creative financing, novation, and wholesale. Each comes with transparent numbers so you can compare and choose.

Choose Your Closing Date

Pick the closing date that fits your schedule. Florida allows closings through either title companies or attorneys handles all paperwork. We cover every cost. Walk away with your money.

Four Paths. One Team.

We Match Florida Sellers to the Right Solution

Every Florida home sale is different. We present all options — with real numbers — so you choose the outcome that fits your timeline and financial goals.

Cash Offer
70–80%
of market value
7–14 days

Pure speed for Florida sellers. We close fast in cash, as-is. No financing contingencies, no bank delays.

Best for: Foreclosure in Florida, urgent relocation, heavily distressed properties
Creative Finance
90–110%
of market value
30–60 days

Seller financing and lease-option structures often yield full or above-market value for Florida sellers with equity and timeline flexibility.

Best for: Equity-rich FL homeowners, flexible timelines, maximizing total proceeds
Novation
85–95%
of market value
45–90 days

We renovate and list your Florida home. You get a higher share of the final sale price without lifting a finger or spending a dollar.

Best for: FL homes needing cosmetic updates, sellers wanting max value without the work
Wholesale
65–75%
of market value
14–30 days

We connect your Florida property to our vetted investor network. Fast close, no contingencies, and our partners compete on price.

Best for: Heavily distressed FL properties, situations needing our investor network reach

Even More Success

Florida Sellers Keep Choosing Close With Creative

Who We Are

Your Trusted Florida Cash Home Buyer

Close With Creative specializes in helping Florida homeowners sell their properties quickly, fairly, and stress-free. Founded by Andrzej Lipski — a Marine Corps veteran and former Principal Solutions Architect at AT&T — our company brings military discipline and enterprise-level precision to every transaction. With 240+ completed purchases across 30 states, we understand that selling a home is one of the most significant financial decisions you'll make.

What makes us different in Florida? We don't just offer cash. We evaluate your full situation and present up to four structured solutions — cash, creative financing, novation, and wholesale — so you choose the path that maximizes your outcome. From South Beach to Orlando theme parks, from St. Augustine historic streets to Key West sunsets — we know your market because we operate here.

Florida allows closings through either title companies or attorneys. Florida charges documentary stamp tax of $0.70 per $100 ($0.45 extra in Miami-Dade). We cover all doc stamps. When we say zero fees, we mean it.

Key Takeaway

Close With Creative is a BBB A+ accredited direct home buyer serving all of Florida. We present four solution paths (cash, creative finance, novation, wholesale), cover all closing costs including Doc stamps $0.70 per $100, and close on your timeline — as fast as 7 days.

Local Expertise

What Every Florida Homeowner Should Know Before Selling

⚖️ Title Company Or Attorney-Closing State

Florida allows closings through either title companies or attorneys. We coordinate all closing logistics at zero cost to you Florida DBPR Real Estate.

🏛️ Judicial Foreclosure

Florida uses judicial foreclosure through circuit court, typically taking 6-12 months Florida Courts.

💰 Transfer Tax Savings

Florida charges documentary stamp tax of $0.70 per $100 ($0.45 extra in Miami-Dade). We cover all doc stamps Florida Dept of Revenue.

📊 Florida Market Snapshot

Median home price: ~$410,000 (up 3.2% year-over-year). Median days on market: 50. 40% of homes sell above list price. Our guaranteed, no-contingency offers eliminate market uncertainty Florida Realtors.

🗺️ We Know Florida

From South Beach to Orlando theme parks, from St. Augustine historic streets to Key West sunsets. Whether enjoying Tampa Ybor City Cuban sandwiches, watching rocket launches from Cape Canaveral, or fishing the Everglades — we buy houses in every corner of Florida.

🏠 Florida Real Estate Fact

Florida homestead exemption can complicate traditional sales but has no impact on selling to Close With Creative Florida.gov.

Key Takeaway

Florida’s real estate requirements — florida allows closings through either title companies or attorneys and florida charges documentary stamp tax of $0 — create costs and complexity that Close With Creative absorbs entirely. Sellers pay zero fees, zero taxes, and zero closing costs.

Markets We Serve

We Buy Houses Across Florida

Click any highlighted region to see local market details. We actively buy in every major Florida metro area.

Active — We Buy Here
Coming Soon

Got Questions?

Frequently Asked Questions About Selling Your Florida Home

Close With Creative provides a competitive cash or creative financing offer within 24 hours of evaluating your Florida property. If you accept, we can close in as little as 7 to 14 days, or on whichever date fits your timeline. Florida allows closings through either title companies or attorneys.
No. We buy all Florida properties completely as-is. You do not need to clean, paint, repair the roof, fix the foundation, or address code violations. We handle all maintenance and renovation after closing.
Zero. No agent commissions, no listing fees, no closing costs. Florida charges documentary stamp tax of $0.70 per $100 ($0.45 extra in Miami-Dade). We cover all doc stamps. The offer you accept is exactly what you receive at closing.
We purchase single-family homes, townhouses, condos, duplexes, multi-family properties, mobile homes, vacant land, and commercial properties throughout Florida. Any condition — fire damage, water damage, outdated, code violations, or perfectly maintained.
Florida uses judicial foreclosure through circuit court, typically taking 6-12 months. Selling to Close With Creative before foreclosure completes protects your credit and preserves your equity.
A cash offer means we pay the full price at closing using our own funds, typically within 7 to 14 days. Creative financing structures the purchase over time, often resulting in a higher total payout — sometimes 90% to 110% of market value. We present both options along with novation and wholesale paths so Florida sellers can choose the best fit.
Yes. Most Florida homeowners who sell to us still carry a mortgage. At closing, your existing mortgage is paid off from the sale proceeds through the title company or attorney. If you owe more than your home is worth, we may still have creative solutions available.
Florida charges documentary stamp tax of $0.70 per $100 ($0.45 extra in Miami-Dade). We cover all doc stamps.
We buy properties across all of Florida's major markets. From South Beach to Orlando theme parks, from St. Augustine historic streets to Key West sunsets. If it's in Florida, we'll make an offer.
We analyze recent comparable sales, current market conditions, property condition, and repair estimates. Florida's median home price is approximately $410,000 with homes selling in about 50 days on market. Our valuation process is fully transparent — we share the data behind every offer.

Ready to See Your Options?

Get Your Free Florida Offer Options Today

No repairs. No fees. No guessing. We show you every available path — with real numbers for each — and let you decide what works best for your Florida situation.