We Buy Houses in Texas — Cash Offers & Creative Solutions
Close With Creative buys properties across Texas through direct cash offers, novation agreements, creative financing, and wholesale solutions. Texas homeowners sell fast without agents, inspections, or repair costs. We handle title, title company coordination, closing costs, and transfer taxes. Choose your closing date and receive a no-obligation offer within 24 hours.
240+
Homes Solved
24 hrs
To Your Offer
4
Solution Paths
30
States Served
BBB Accredited A+
4.9-Star Rated
Fair Offer in 24 Hours
Close in 7 Days
Zero Fees or Commissions
What TX Sellers Say
Real Results from Texas Homeowners
★★★★★
“I was 5 months behind on my mortgage and the mortgage company was sending scary letters every week. Close With Creative called me back within 4 hours, explained my options clearly, and we closed in 19 days. They literally saved my house from foreclosure.”
MA
Margaret A.
Austin-Round Rock-Georgetown, TX
★★★★★
“My uncle passed and left me her house in Lubbock. It needed everything — structural damage and code violations. I live across the country away and couldn't deal with contractors. They bought it as-is and I had a check in 16 days. The novation option got me $35K more than the cash offer.”
LB
Linda B.
Lubbock, TX
★★★★★
“Going through a divorce in McAllen-Edinburg-Mission is expensive enough without paying 6% realtor commissions. Close With Creative gave us a fair cash offer, handled everything through the title company, and both parties walked away satisfied. Professional and discreet.”
DC
David C.
McAllen-Edinburg-Mission, TX
★★★★★
“I had a triplex in Killeen-Temple with tenants who hadn't paid rent in 5 months. Every cash buyer I called gave me a lowball number. These guys presented four different options — I picked novation and got $22K more than the next best offer.”
SD
Sandra D.
Killeen-Temple, TX
★★★★★
“Job relocation from San Antonio-New Braunfels to Seattle with 3 weeks notice. I couldn't list and wait. They had an offer in my hands the next morning and we closed before I started my new job. The creative finance option was something no other buyer even mentioned.”
JE
James E.
San Antonio-New Braunfels, TX
★★★★★
“My house in Houston-The Woodlands-Sugar Land had major code violations. No bank would finance a buyer and I'd been told it was unsellable. Close With Creative bought it cash, as-is, in 16 days. I cried with relief.”
TF
Teresa F.
Houston-The Woodlands-Sugar Land, TX
★★★★★
“I inherited a property split between 4 siblings across 2 states. The probate process was a nightmare. Close With Creative worked with our attorney, coordinated signatures from everyone, and closed cleanly. They made the impossible possible.”
RG
Robert G.
Dallas-Fort Worth-Arlington, TX
We Help All Texas Sellers
Whatever You’re Facing, We Have a Path
Life rarely sells homes on schedule. We work with Texas homeowners in every situation — no judgment, no pressure, just solutions.
Facing Foreclosure in Texas
Texas uses non-judicial foreclosure through deed of trust with power of sale, one of the fastest in the nation at about 60 days from notice to sale. Selling to us protects your credit and preserves equity.
We work alongside Texas probate courts and estate attorneys. Multi-heir coordination, out-of-state heirs, remote notarization — we handle it all with zero fees.
A fast, fair sale removes one major stressor. We work respectfully with both parties and coordinate with your Texas title company for a smooth property division.
Job transfer pulling you out? We match your schedule so you're not carrying two properties. Close in days, not months, and start your next chapter worry-free.
Foundation damage, roof failures, fire or flood damage — Texas's housing stock includes older homes with big repair bills. Our cash or novation paths mean you spend zero dollars before closing.
Close With Creative vs. Listing With a Texas Agent
Traditional listings in Texas are slow, expensive, and uncertain. Here’s how our direct-purchase approach stacks up.
⚡ Close With Creative
Traditional TX Agent
Closing Timeline
7–90 Days ✓
60–120+ Days
Agent Commissions
None ✓
5–6% of sale
Repairs Required
Zero ✓
Often required
Home Showings
None ✓
Multiple showings
Closing Costs
We pay them ✓
Seller pays
TX Transfer Tax
N/A (no state tax) ✓
N/A
Inspection Contingency
None ✓
Buyer can back out
Appraisal Required
No ✓
Bank requires it
Financing Risk
Zero — we use cash ✓
Deal can fall through
Offer Options
4 paths ✓
Listing only
Cleaning & Staging
Not needed ✓
Expected by buyers
Sale Certainty
Guaranteed ✓
Can fall through
More Success Stories
Texas Homeowners Who Chose a Better Path
★★★★★
“Had a rental in El Paso that needed $30K in repairs after a bad tenant. Every agent said I'd need to fix it first. Close With Creative bought it as-is, zero repairs, zero commissions.”
PH
Patricia H.
El Paso, TX
★★★★★
“Fire damage to my Brownsville-Harlingen home made it impossible to sell traditionally. Insurance barely covered the repairs. They evaluated the property, presented a fair cash offer within 24 hours, and closed before my temporary housing ran out.”
MJ
Michael J.
Brownsville-Harlingen, TX
★★★★★
“My aunt's estate in Corpus Christi was stuck in probate for months. Close With Creative understood Texas probate law, worked with the court timeline, and made the whole process painless.”
JK
Jennifer K.
Corpus Christi, TX
★★★★★
“Transferred from Dallas-Fort Worth-Arlington to Denver in two weeks. Listed with an agent who got zero showings in 10 days. Called Close With Creative on a Friday, had an offer Monday, closed the following week. Should have called them first.”
KL
Kevin L.
Dallas-Fort Worth-Arlington, TX
★★★★★
“My Houston-The Woodlands-Sugar Land property had code violations I couldn't afford to fix. The city was threatening fines. Close With Creative bought it in 11 days, took on every violation, and I walked away clean.”
NM
Nancy M.
Houston-The Woodlands-Sugar Land, TX
★★★★★
“The creative financing option was a game-changer. I had plenty of equity in my San Antonio-New Braunfels home but needed time to find my next place. They structured a deal where I got above-market value and had 60 days to relocate.”
TN
Thomas N.
San Antonio-New Braunfels, TX
★★★★★
“Sold my uncle's Austin-Round Rock-Georgetown colonial that had been in the family since 1962. Emotional process but they treated me with genuine compassion. The novation option meant they handled all the updates and I netted significantly more.”
EP
Elizabeth P.
Austin-Round Rock-Georgetown, TX
Simple Process
Three Steps to Sell Your Texas Home
No agents, no showings, no uncertainty. Here’s how it works for Texas homeowners.
1
Submit Your Texas Property Address
Share your address through our secure form or call us at (860) 750-9069. We gather basic details about your property and situation — no lengthy questionnaires, no commitment.
2
Review Up to Four Offer Options
Within 24 hours, receive a detailed breakdown of your options: cash, creative financing, novation, and wholesale. Each comes with transparent numbers so you can compare and choose.
3
Choose Your Closing Date
Pick the closing date that fits your schedule. Texas closings are handled by title companies handles all paperwork. We cover every cost. Walk away with your money.
Every Texas home sale is different. We present all options — with real numbers — so you choose the outcome that fits your timeline and financial goals.
💵
Cash Offer
70–80%
of market value
7–14 days
Pure speed for Texas sellers. We close fast in cash, as-is. No financing contingencies, no bank delays.
Best for: Foreclosure in Texas, urgent relocation, heavily distressed properties
🎨
Creative Finance
90–110%
of market value
30–60 days
Seller financing and lease-option structures often yield full or above-market value for Texas sellers with equity and timeline flexibility.
Best for: Equity-rich TX homeowners, flexible timelines, maximizing total proceeds
🏗️
Novation
85–95%
of market value
45–90 days
We renovate and list your Texas home. You get a higher share of the final sale price without lifting a finger or spending a dollar.
Best for: TX homes needing cosmetic updates, sellers wanting max value without the work
🤝
Wholesale
65–75%
of market value
14–30 days
We connect your Texas property to our vetted investor network. Fast close, no contingencies, and our partners compete on price.
“Sold 4 rental properties in El Paso through one coordinated transaction. They handled all the tenant leases, security deposits, and closing logistics. One contact, one closing date, 4 properties done.”
WR
William R.
El Paso, TX
★★★★★
“Rural property in McAllen-Edinburg-Mission that agents said would sit for months. Close With Creative made an offer in 24 hours, no contingencies, and closed in two weeks. They don't just buy in the cities — they serve all of Texas.”
CS
Carol S.
McAllen-Edinburg-Mission, TX
★★★★★
“My Corpus Christi triplex had two vacant units and one tenant who refused to leave. I was losing money every month. They bought it with the tenant in place, handled everything legally, and I stopped the bleeding.”
RT
Richard T.
Corpus Christi, TX
★★★★★
“The novation option blew my mind. My Brownsville-Harlingen home needed cosmetic updates but had great bones. Instead of spending $45K on renovations, they took it over, did the work, and I got 92% of the final sale price.”
SW
Susan W.
Brownsville-Harlingen, TX
★★★★★
“I was drowning in property taxes on my Killeen-Temple home after losing my job. They offered a fair price, covered all closing costs and closing costs, and put cash in my hand in 11 days. Zero fees meant the full amount was mine.”
DA
Daniel A.
Killeen-Temple, TX
★★★★★
“Settling my aunt's estate in Lubbock with multiple heirs across the country. Close With Creative coordinated with our probate attorney, handled remote notarization for out-of-state heirs, and closed without anyone flying in.”
KB
Karen B.
Lubbock, TX
★★★★★
“Needed to sell our Dallas-Fort Worth-Arlington home in under 30 days for a military PCS order. They understood the urgency, skipped the usual back-and-forth, and got us to closing in 16 days. Highly recommend to any military family.”
AC
Amy C.
Dallas-Fort Worth-Arlington, TX
Who We Are
Your Trusted Texas Cash Home Buyer
Close With Creative specializes in helping Texas homeowners sell their properties quickly, fairly, and stress-free. Founded by Andrzej Lipski — a Marine Corps veteran and former Principal Solutions Architect at AT&T — our company brings military discipline and enterprise-level precision to every transaction. With 240+ completed purchases across 30 states, we understand that selling a home is one of the most significant financial decisions you'll make.
What makes us different in Texas? We don't just offer cash. We evaluate your full situation and present up to four structured solutions — cash, creative financing, novation, and wholesale — so you choose the path that maximizes your outcome. From the Alamo in San Antonio to the Space Center in Houston, from the Dallas skyline to the Hill Country of Fredericksburg — we know your market because we operate here.
Texas closings are handled by title companies. Texas has no state transfer tax or stamp tax on real estate transactions. We cover all other closing costs. When we say zero fees, we mean it.
Key Takeaway
Close With Creative is a BBB A+ accredited direct home buyer serving all of Texas. We present four solution paths (cash, creative finance, novation, wholesale), cover all closing costs including all fees, and close on your timeline — as fast as 7 days.
Local Expertise
What Every Texas Homeowner Should Know Before Selling
⚖️ Closing Process
Texas closings are handled by title companies. We coordinate all closing logistics at zero cost to you Texas Real Estate Commission.
🏛️ Non-Judicial Foreclosure
Texas uses non-judicial foreclosure through deed of trust with power of sale, one of the fastest in the nation at about 60 days from notice to sale Texas Courts.
💰 No State Transfer Tax
Texas has no state transfer tax or stamp tax on real estate transactions. We cover all other closing costs Texas Comptroller.
📊 Texas Market Snapshot
Median home price: ~$340,000 (up 3.0% year-over-year). Median days on market: 45. 40% of homes sell above list price. Our guaranteed, no-contingency offers eliminate market uncertainty Texas Association of Realtors.
🗺️ We Know Texas
From the Alamo in San Antonio to the Space Center in Houston, from the Dallas skyline to the Hill Country of Fredericksburg. Whether eating brisket at a legendary smokehouse, catching Friday night football, or two-stepping at a dance hall in Gruene — we buy houses in every corner of Texas.
🏠 Texas Real Estate Fact
Texas has no state income tax and no transfer tax — but high property taxes (averaging 1.8%) can pressure homeowners who fall behind Texas.gov.
Key Takeaway
Texas’s real estate requirements — texas closings are handled by title companies and texas has no state transfer tax or stamp tax on real estate transactions — create costs and complexity that Close With Creative absorbs entirely. Sellers pay zero fees, zero taxes, and zero closing costs.
Markets We Serve
We Buy Houses Across Texas
Click any highlighted region to see local market details. We actively buy in every major Texas metro area.
Frequently Asked Questions About Selling Your Texas Home
Close With Creative provides a competitive cash or creative financing offer within 24 hours of evaluating your Texas property. If you accept, we can close in as little as 7 to 14 days, or on whichever date fits your timeline. Texas closings are handled by title companies.
No. We buy all Texas properties completely as-is. You do not need to clean, paint, repair the roof, fix the foundation, or address code violations. We handle all maintenance and renovation after closing.
Zero. No agent commissions, no listing fees, no closing costs. Texas has no state transfer tax or stamp tax on real estate transactions. We cover all other closing costs. The offer you accept is exactly what you receive at closing.
We purchase single-family homes, townhouses, condos, duplexes, multi-family properties, mobile homes, vacant land, and commercial properties throughout Texas. Any condition — fire damage, water damage, outdated, code violations, or perfectly maintained.
Texas uses non-judicial foreclosure through deed of trust with power of sale, one of the fastest in the nation at about 60 days from notice to sale. Selling to Close With Creative before foreclosure completes protects your credit and preserves your equity.
A cash offer means we pay the full price at closing using our own funds, typically within 7 to 14 days. Creative financing structures the purchase over time, often resulting in a higher total payout — sometimes 90% to 110% of market value. We present both options along with novation and wholesale paths so Texas sellers can choose the best fit.
Yes. Most Texas homeowners who sell to us still carry a mortgage. At closing, your existing mortgage is paid off from the sale proceeds through the title company. If you owe more than your home is worth, we may still have creative solutions available.
Texas has no state transfer tax or stamp tax on real estate transactions. We cover all other closing costs.
We buy properties across all of Texas's major markets. From the Alamo in San Antonio to the Space Center in Houston, from the Dallas skyline to the Hill Country of Fredericksburg. If it's in Texas, we'll make an offer.
We analyze recent comparable sales, current market conditions, property condition, and repair estimates. Texas's median home price is approximately $340,000 with homes selling in about 45 days on market. Our valuation process is fully transparent — we share the data behind every offer.
Ready to See Your Options?
Get Your Free Texas Offer Options Today
No repairs. No fees. No guessing. We show you every available path — with real numbers for each — and let you decide what works best for your Texas situation.
