Selling a house that needs major repairs
Close With Creative buys houses that need major repairs without you fixing anything. On the cash path we buy as it stands at 70-80% of market value and close in 7 to 14 days. On the novation path we fund and manage the repairs ourselves, sell the finished house at retail, and pay you 85-95% of the final sale price in 45 to 90 days. You spend nothing on repairs either way and there is no fee to you.
A house needing major work has two good paths: sell as-is for cash in 7 to 14 days, or let us fund the renovation and take 85-95% of the retail sale in 45 to 90 days. You pay for no repairs on either.
An agent walks through, hands you a list, and the list costs more than you have. That is the point at which most people assume the house is unsellable, and it is the point at which the number of options actually goes up rather than down.
As-is means as-is
No repairs, no clean, no staging, no pre-listing inspection to negotiate against. We buy the property in the condition it is in today, which includes the things a retail buyer's lender would refuse to finance — a failed roof, foundation movement, knob-and-tube wiring, a condemned furnace.
Two paths, and the repair bill decides which
If the repairs are expensive relative to what they would add, a cash sale at 70-80% closing in 7 to 14 days is usually the right answer. If the work would lift the sale price by materially more than it costs, novation pays better: we fund every dollar of it, list at retail, and you take 85-95% of the final sale price. We run both numbers and show you the comparison rather than steering you.
What a failed sale has already cost you
Where a buyer has walked after an inspection, the property is often already disclosed as having those defects, and the next retail buyer prices them in twice. A direct purchase ends that cycle: our offer accounts for condition once, up front, and does not reopen after a walk-through.
This applies to you if
- An inspection or an appraisal has killed a sale before
- The repair list costs more than you can fund
- A lender will not finance the property in its current condition
- You do not want to manage contractors
Four ways to sell
Most home-buying companies give you one number. We price your property against all four structures and show you every outcome side by side, so the choice is yours.
Major Repairs — common questions
Do I have to fix anything before you buy?
No. Not a repair, not a clean, not a coat of paint. The offer reflects condition and does not change after a walk-through.
Will you buy a house with foundation or structural problems?
Yes. Structural issues are the main reason a property cannot be sold through a traditional listing, because most lenders will not finance one. They do not stop a direct purchase.
Is it better to repair the house first or sell as-is?
It depends on whether the work adds more than it costs, which varies by property and market. Where it does, our novation path funds the work and pays you 85-95% of the retail sale. Where it does not, a cash sale is the cleaner answer. We show you both.
What about code violations or an open permit?
Tell us at the start. Violations and open permits are handled at closing rather than treated as a reason to walk, but they need to be on the table early so the timeline is honest.
Do you charge for the repairs on a novation?
No. We fund contractors, materials, permits and inspections in full, and none of it is deducted from the percentage you were quoted.
Whatever you are facing, there is a path
Life rarely sells a home on schedule. These are the situations we are asked about most, and what each one actually changes about your options.
Get your free offer options today
Tell us about the property and we will come back within 24 hours with every structure it qualifies for. No fee, no obligation, and you pick the closing date.