Four Solutions. One Trusted Team.

Every Home Deserves the
Right Solution — Not Just a Cash Offer

Most home-buying companies give you one option: take their lowball cash offer or walk away. We do the opposite. We evaluate your property, your goals, and your timeline — then present every available path so you choose the outcome that actually fits your life.

Close With Creative offers four structured home-selling solutions: Cash Offers for maximum speed (close in 7–14 days), Creative Finance for maximum value (90–110% of market), Novation for hands-free renovations (85–95% of final sale), and Wholesale for competitive investor pricing (close in 14–30 days). Every consultation is free, every offer has zero fees, and the choice is always yours.

Solution 1

Cash Offer — When Every Day Counts

You're not just selling a house. You're trying to stop a foreclosure. You're escaping a situation that's costing you sleep. You need certainty, not a listing that sits for months while you bleed money. Our cash offer path exists for the moments when speed isn't a preference — it's a necessity.

We purchase your property directly with funds on hand. No bank financing. No appraisal contingency. No buyer who backs out at the last second. You get a firm number within 24 hours, and we close at a licensed title company on a date you choose — often in as few as 7 days.

70–80%
of Market Value
7–14
Days to Close
$0
Fees or Costs

This solution is right for you if:

You're facing foreclosure or a lender deadline You need to relocate in days, not months The property is heavily distressed You want absolute certainty — no contingencies

How the cash offer works:

1
Tell us about your property — 3-minute form or a quick phone call. Zero obligation.
2
Receive your cash offer within 24 hours — a firm number with no hidden fees, based on current market data.
3
Pick your closing date — we handle title, escrow, and all paperwork. You show up, sign, and walk away with your money.

"I was weeks from foreclosure and completely lost. They had a cash offer in my hands the next morning and we closed in 11 days. They saved my credit and treated me like a person, not a transaction."

— Margaret T., Austin, TX
Talk to a Cash Offer Specialist Call (860) 750-9069

Free · No obligation · Offer in 24 hours

Solution 2

Creative Finance — When You Deserve Full Market Value

You've spent years building equity in your home. The idea of selling it for 70 cents on the dollar feels wrong — because it is, for your situation. If you have the flexibility to wait 30–60 days instead of 7, creative financing can yield 90–110% of your home's market value.

Creative finance includes seller financing, subject-to purchases, and lease-option structures. These aren't gimmicks — they're proven real estate strategies that the largest institutional investors in the country use every day. We simply make them available to everyday homeowners like you, with full legal protection and transparent terms at every step.

90–110%
of Market Value
30–60
Days to Close
$0
Fees or Costs

This solution is right for you if:

Maximizing your payout matters more than speed You have significant equity in your home You're open to monthly payments at interest You want passive income from your property

How creative finance works:

1
We evaluate your property and equity position — then model multiple creative scenarios with real numbers.
2
You see every option side-by-side — seller financing terms, subject-to structure, lease-option projections — and compare outcomes.
3
Choose your structure and close — our attorneys draft all agreements, and a licensed title company holds everything in escrow.

"I had a job transfer with two weeks notice. They structured a creative finance deal, handled all the paperwork, and I was on a plane to my new city without a single worry. I walked away with $38k more than the cash offer would have been."

— James B., Denver, CO
Talk to a Creative Finance Specialist Call (860) 750-9069

Free · No obligation · Offer in 24 hours

Solution 3

Novation — Maximum Value Without Lifting a Finger

You know your house could sell for more — if only someone would fix it up first. But you don't have $40,000 for a kitchen remodel. You don't want to manage contractors. You just want to walk away with the highest number possible. That's exactly what our novation agreement delivers.

Here's how it works: we take control of your property through a novation agreement, fund every dollar of renovations, then list your home on the open market at full retail value. When it sells, you receive 85–95% of the final sale price — far more than any cash offer — without spending a single dollar or picking up a single paintbrush.

85–95%
of Final Sale Price
45–90
Days to Close
$0
Renovation Cost to You

This solution is right for you if:

Your home needs repairs you can't afford You want the highest possible payout You inherited a property that needs work You can wait 45–90 days for a bigger payout

How the novation process works:

1
We assess your property's "after-repair value" — determining what it will sell for on the open market once fully renovated.
2
We fund and manage every renovation — contractors, materials, permits, inspections. You don't lift a finger or spend a dollar.
3
We list your home at full retail and sell it — you receive 85–95% of the final sale price at closing. No commissions come out of your share.

"Mom's house had been vacant for two years — needed a full gut renovation. I dreaded selling it. They walked me through the novation option, did all the work, and I netted $67,000 more than the cash offer. I'm blown away."

— Teresa C., Nashville, TN
Talk to a Novation Specialist Call (860) 750-9069

Free · No obligation · Offer in 24 hours

Solution 4

Wholesale — Our Investor Network Competes for Your Home

You've already called three "we buy houses" companies and every offer felt like an insult. That's because a single buyer sets the price. When multiple vetted investors compete for your property, you win.

Our wholesale path connects your property with a curated network of real estate investors across the country. They review your property, submit competing offers, and the best bid wins. You get a higher price than any single cash buyer would offer — with the same speed and certainty of a direct sale. No contingencies. No financing delays. No falling through.

65–75%
of Market Value
14–30
Days to Close
$0
Fees or Costs

This solution is right for you if:

Your property is heavily distressed You want multiple investors bidding on price You need speed but want better than a lowball Previous cash offers felt too low

How the wholesale process works:

1
We evaluate and document your property — photos, condition report, comparable sales data. All at our expense.
2
Our vetted investor partners submit competing bids — you see every offer, and we present the top option with full transparency.
3
Accept the best bid and close — our investors close fast (14–30 days), all-cash, no contingencies. You pick the date.

"My rental was destroyed by tenants. Every buyer I called gave me a lowball offer. Close With Creative showed me a wholesale option through their investor network that beat every other offer by $22k. Closed in 18 days."

— David M., Tampa, FL
Talk to a Wholesale Specialist Call (860) 750-9069

Free · No obligation · Offer in 24 hours

At a Glance

Compare All Four Solutions

Every situation is different. Here's a side-by-side look at what each path offers — so you can start thinking about which feels right before we even talk.

💵
Cash Offer
70–80%
of Market Value
7–14 Days
🎨
Creative Finance
90–110%
of Market Value
30–60 Days
🏗️
Novation
85–95%
of Final Sale Price
45–90 Days
🤝
Wholesale
65–75%
of Market Value
14–30 Days

Solutions FAQ

Questions About Our Solutions

Straight answers about each path, how they compare, and what to expect from our team.

A cash offer means Close With Creative purchases your property directly with funds on hand — no bank financing, no appraisal contingency, no waiting. You typically receive 70–80% of market value and close in as few as 7 days. It's the fastest, most certain way to sell a home.
Creative financing includes seller financing (you act as the lender and receive monthly payments at interest), subject-to purchases (we take over your existing mortgage payments), and lease-option structures. These strategies frequently yield 90–110% of market value for sellers with some timeline flexibility.
In a novation agreement, Close With Creative takes control of your property, funds all repairs and improvements, lists it on the open market, and you receive 85–95% of the final sale price. You retain ownership until closing and you spend nothing on renovations. It's designed for sellers who want maximum value without the work.
In a wholesale transaction, Close With Creative connects your property with our vetted network of real estate investors who compete on price. You receive 65–75% of market value with a closing timeline of 14–30 days. No contingencies, no financing delays, and no fees to you.
When you contact us, a property specialist evaluates your home, your financial goals, and your timeline. They present every available option with real numbers for each path — so you can compare and choose. There's never any pressure to pick one path over another. The decision is 100% yours.
Never. Every consultation, property evaluation, and offer presentation is completely free. There are zero fees, zero commissions, and zero closing costs to you on any solution path. The number we present is the number you receive at closing.
Yes. Before any binding agreement is signed, you can switch paths or walk away entirely with zero cost and zero obligation. We build flexibility into the process because we understand life changes fast — and your selling strategy should be able to change with it.
You never make a single repair. For cash and wholesale offers, we buy completely as-is — foundation cracks, roof damage, mold, fire damage, hoarding, you name it. For novation agreements, we fund all renovations ourselves. We've bought homes in every condition imaginable.
View All FAQs

Ready to See Your Options?

Not Sure Which Path Is Right?
Let Us Show You All of Them.

Tell us about your property and a specialist will present every available solution — with real numbers for each — within 24 hours. No pressure, no obligation, no cost. Ever.

Get My Free Offer Options Call (860) 750-9069