We buy houses in Detroit, MI
— cash offers and creative solutions
Close With Creative buys houses throughout the Detroit-Warren-Dearborn area. Tell us about your Detroit property and within 24 hours you get every structure it qualifies for: a cash offer at 70-80% of market value closing in 7-14 days, creative financing at 90-110% of market value closing in 30-60 days, a novation at 85-95% of final sale price closing in 45-90 days, or a wholesale offer at 65-75% of market value closing in 14-30 days. You make no repairs, pay no agent commission, and pay no closing costs. You pick which path and which date.
To sell a house fast in Detroit, MI: request an offer from Close With Creative, receive all four structures within 24 hours, and close on your chosen date. Cash closes in 7-14 days; creative financing pays 90-110% of market value over 30-60 days. There is no fee to the seller on any path.
Selling a house in Detroit: Register of Deeds appointments and the 30-day vacant house rule
A deed for a Detroit house is recorded by the Wayne County Register of Deeds. Since October 1, 2025 the office works by appointment only, with slots from 8:00 a.m. to 3:50 p.m., and it does not take walk-ins. The 2026 fee is $26 plus a $4 state survey fee, so $30 a document whatever the page count. The county's recording page says the state and county transfer taxes are due when the deed is recorded, unless an exemption is noted on it. A warranty deed also has to be certified by the Wayne County Treasurer for paid taxes before the office will record it.
If taxes are behind
The Treasurer's timeline starts with a bill from the local treasurer. Taxes unpaid at the end of February become delinquent on March 1 and move to the county, with a 4 percent administration fee and 1 percent interest a month. A year later the property is forfeited, interest rises to 1.5 percent a month back to the delinquency date, and a $175 fee and $30 in recording fees are added. In the county's own calendar, the circuit court enters a judgment of foreclosure in March, the owner can still pay up to March 31, and on April 1 title passes to the county treasurer. The Treasurer lists payment plans and a hardship extension. It also says a house still in a deceased relative's name may need a probate case, and gives the Wayne County Probate Court number, (313) 224-5706.
After a mortgage foreclosure sale
Wayne County's redemption page says a former owner can pay the buyer directly or deposit the money with the Register of Deeds by the date printed on the Sheriff's Deed. The Register does not calculate the amount. The redemption desk is at 313-224-5862, weekdays 8:00 a.m. to 3:30 p.m.
Vacant and run-down houses
Detroit's vacant property fact sheet says an owner must register a building with the Buildings, Safety Engineering and Environmental Department within thirty days of it becoming vacant. The office is Room 412 of the Coleman A. Young Municipal Center, 2 Woodward Avenue. An inspector then checks the exterior: grass under eight inches, windows and doors in repair or secured, and a posted notice with a local contact name and phone number. If violations turn up, the correction order allows 72 hours for emergencies and 30 days for the rest. The same department enforces the rental ordinance and lets rental owners register and certify. Its Property Maintenance line is (313) 628-2451. The city says a blight fine can be assigned to the owner, to a tenant, or split between them.
Sources
- Wayne County: Register of Deeds
- Wayne County: Register of Deeds, Document Recording
- Wayne County: Register of Deeds, Sheriff's Deed Redemptions
- Wayne County Treasurer
- Wayne County Treasurer: Forfeiture/Foreclosure Timeline
- Wayne County: Property Tax Information
- City of Detroit: Buildings, Safety Engineering and Environmental Department
- City of Detroit: Property Maintenance Division
- City of Detroit: Vacant Property Registration Ordinance Fact Sheet
Whatever you are facing, there is a path
Life rarely sells a home on schedule. These are the situations we are asked about most, and what each one actually changes about your options.
Four ways to sell in Detroit
Most home-buying companies give you one number. We price your property against all four structures and show you every outcome side by side, so the choice is yours.
Three steps to sell your Detroit home
- 1
Tell us about the property
A three-minute form or a phone call. We ask what the Detroit property is, what condition it is in, and what you are trying to achieve. No obligation and no cost.
- 2
Get every structure it qualifies for, within 24 hours
Not one number. We price the property against all four structures and show you what each one pays and how long each one takes, side by side.
- 3
Pick the path and the closing date
You choose. We handle title, the paperwork and the closing costs, and you pick the date that works.
What MI sellers say
Real results from Detroit-area homeowners
“My house in Detroit-Warren-Dearborn had foundation issues. No bank would finance a buyer and I'd been told it was unsellable. Close With Creative bought it cash, as-is, in 14 days. I cried with relief.”
Teresa F.
Detroit-Warren-Dearborn, MI
“Transferred from Detroit-Warren-Dearborn to Seattle in two weeks. Listed with an agent who got zero showings in 10 days. Called Close With Creative on a Friday, had an offer Monday, closed the following week. Should have called them first.”
Kevin L.
Detroit-Warren-Dearborn, MI
“Needed to sell our Detroit-Warren-Dearborn home in under 30 days for a military PCS order. They understood the urgency, skipped the usual back-and-forth, and got us to closing in 22 days. Highly recommend to any military family.”
Amy C.
Detroit-Warren-Dearborn, MI
“I was 3 months behind on my mortgage and Wells Fargo was sending scary letters every week. Close With Creative called me back within 4 hours, explained my options clearly, and we closed in 16 days. They literally saved my house from foreclosure.”
Margaret A.
Monroe, MI
“My aunt passed and left me her house in Kalamazoo-Portage. It needed everything — foundation issues and water damage. I live 2,000 miles away and couldn't deal with contractors. They bought it as-is and I had a check in 12 days. The creative financing option got me $31K more than the cash offer.”
Linda B.
Kalamazoo-Portage, MI
“Going through a divorce in Muskegon is expensive enough without paying 6% realtor commissions. Close With Creative gave us a fair cash offer, handled everything through the title company, and both parties walked away satisfied. Professional and discreet.”
David C.
Muskegon, MI
What every Detroit homeowner should know before selling
These are Michigan rules, and they apply to your sale wherever in the state the property sits. We handle each of them at our cost.
⚖️ Closing Process
Michigan closings are handled by title companies. We coordinate all closing logistics at zero cost to you Michigan LARA Real Estate .
Michigan LARA Real Estate🏛️ Non-Judicial (Advertisement) Foreclosure
Michigan uses non-judicial foreclosure by advertisement, typically completing in about 6 months with a 6-month redemption period Michigan Courts .
Michigan Courts💰 Transfer Tax Savings
Michigan charges a state transfer tax of $3.75 per $500 and a county transfer tax of $0.55 per $500. We cover both Michigan Dept of Treasury .
Michigan Dept of Treasury📊 Michigan Market Snapshot
Median home price: ~$240,000 (up 6.5% year-over-year). Median days on market: 30. 52% of homes sell above list price. Our guaranteed, no-contingency offers eliminate market uncertainty Michigan Association of Realtors .
Michigan Association of Realtors🗺️ We Know Michigan
From the Motor City of Detroit to Mackinac Island, from the dunes of Sleeping Bear to the college towns of Ann Arbor and East Lansing. Whether eating Coney dogs in Detroit, cherry-picking in Traverse City, or watching the sunset over Lake Michigan - we buy houses in every corner of Michigan.
Selling a house in Detroit, MI — common questions
Do you buy houses anywhere in the Detroit area?
Yes. We buy throughout the Detroit-Warren-Dearborn area and across Michigan, in any condition and any price band. If the property is outside that metro but still in Michigan, we still buy it.
How fast can I get an offer on my Detroit home?
Within 24 hours of telling us about the property. That covers all four structures, not just a cash number. Cash and wholesale close in 7-14 days and 14-30 days; creative finance and novation take longer because they pay more.
How fast can I sell my house in Michigan?
Close With Creative provides a competitive cash or creative financing offer within 24 hours of evaluating your Michigan property. If you accept, we can close in as little as 7 to 14 days, or on whichever date fits your timeline. Michigan closings are handled by title companies.
Do I need to make repairs before selling my Michigan home?
No. We buy all Michigan properties completely as-is. You do not need to clean, paint, repair the roof, fix the foundation, or address code violations. We handle all maintenance and renovation after closing.
Are there any fees or commissions when selling to Close With Creative in Michigan?
Zero. No agent commissions, no listing fees, no closing costs. Michigan charges a state transfer tax of $3.75 per $500 and a county transfer tax of $0.55 per $500. We cover both. The offer you accept is exactly what you receive at closing.
What types of properties does Close With Creative buy in Michigan?
We purchase single-family homes, townhouses, condos, duplexes, multi-family properties, mobile homes, vacant land, and commercial properties throughout Michigan. Any condition — fire damage, water damage, outdated, code violations, or perfectly maintained.
How does Michigan's foreclosure process work?
Michigan uses non-judicial foreclosure by advertisement, typically completing in about 6 months with a 6-month redemption period. Selling to Close With Creative before foreclosure completes protects your credit and preserves your equity.
What is the difference between a cash offer and creative financing in Michigan?
A cash offer means we pay the full price at closing using our own funds, typically within 7 to 14 days. Creative financing structures the purchase over time, often resulting in a higher total payout — sometimes 90% to 110% of market value. We present both options along with novation and wholesale paths so Michigan sellers can choose the best fit.
Can I sell my Michigan house if I still have a mortgage?
Yes. Most Michigan homeowners who sell to us still carry a mortgage. At closing, your existing mortgage is paid off from the sale proceeds through the title company. If you owe more than your home is worth, we may still have creative solutions available.
How do transfer taxes or closing costs work in Michigan?
Michigan charges a state transfer tax of $3.75 per $500 and a county transfer tax of $0.55 per $500. We cover both.
What Michigan cities and areas do you serve?
We buy properties across all of Michigan's major markets. From the Motor City of Detroit to Mackinac Island, from the dunes of Sleeping Bear to the college towns of Ann Arbor and East Lansing. If it's in Michigan, we'll make an offer.
How do you determine the offer price for my Michigan property?
We analyze recent comparable sales, current market conditions, property condition, and repair estimates. Michigan's median home price is approximately $240,000 with homes selling in about 30 days on market. Our valuation process is fully transparent — we share the data behind every offer.
Get your free offer options in Detroit today
Tell us about the property and we will come back within 24 hours with every structure it qualifies for. No fee, no obligation, and you pick the closing date.